1.成由勤俭败由奢。
1. Success comes from diligence, while failure results from extravagance.

2.节俭本身就是一个大财源。——辛尼加
2. Frugality itself is a great source of wealth. ——Seneca

3.不择手段地追求高级物质生活的人，他的思想品德，必然是低级的。——潜夫
3. Those who pursue a luxurious material life without any regard for means, their moral character is bound to be low. ——Qian Fu

4.财有限，费用无穷，当量入为出。——颜之推
4. Wealth is limited, but expenses are endless; one should spend according to their income. ——Yan Zhitui

5.常将有时思无时，莫把无时当有时。——《增唐贤文》
5. Always think of the hard times when you are in good times, and never treat bad times as good times. ——”Zeng Tang Xianwen”

6.成家子，粪如宝;败家子，钱如草。眼下胡花乱铺张，往后日月空荡荡。
6. A child who builds a family treasures manure; a child who ruins a family spends money like grass. Wasteful and extravagant now, empty and desolate later.

7.成物不可损坏。
7. Do not damage what is already made.

8.不当家不知柴米贵。
8. One does not know the value of firewood and rice until they manage a household.

9.侈而惰者贫，而力而俭者富。——韩非子《韩非子显学》
9. The extravagant and lazy will be poor, while the hardworking and frugal will be rich. ——Han Feizi “Han Feizi Xian Xue”

10.侈将以其力毙。——先秦《左传襄公二十九年》
10. Extravagance will lead to one’s own downfall. ——Pre-Qin “Zuo Zhuan Xiangong Twenty-Ninth Year”

11.侈则多欲。君子多欲则含慕富贵，枉道速祸。——司马光《训俭示康》
11. Extravagance leads to many desires. A gentleman with many desires will long for wealth and honor, straying from the path and inviting disaster. ——Sima Guang “Xun Jian Shi Kang”

12.从俭入奢易，从奢入俭难。
12. It is easy to go from frugality to luxury, but difficult to go from luxury back to frugality.

13.冬不节约春要愁，夏不劳动秋无收。——(锡伯族)谚语
13. If you do not save in winter, you will worry in spring; if you do not work in summer, there will be no harvest in autumn. ——(Xibe ethnic group) proverb

14.夫君子之行，静以修身，俭以养德，非淡泊无以明志，非宁静无以致远。——诸葛亮
14. The conduct of a gentleman is characterized by tranquility for self-cultivation and frugality for nurturing virtue. Without detachment, one cannot clarify their aspirations; without peace, one cannot reach far. ——Zhuge Liang

15.行船靠掌舵，理家靠节约。——谚语
15. A ship relies on a helmsman, and a household relies on thrift. ——proverb

16.豪华尽出成功后，逸乐安知与祸双。——王安石
16. Luxury comes after success, but leisure and pleasure may bring disaster. ——Wang Anshi

17.合理安排时间，就等于节约时间。——培根
17. Reasonable arrangement of time is equivalent to saving time. ——Bacon

18.黄金本无种，出自勤俭家。
18. Gold has no seed; it comes from a frugal home.

19.会吃的吃千顿，不会吃的吃一顿。
19. He who knows how to eat enjoys a thousand meals; he who does not knows only one meal.

20.家有万石粮，挥堆不长杀牛吃肉，不如留着挤奶。
20. A family with ten thousand stones of grain, slaughtering and feasting on oxen and meat, is better off saving the grain for milking.

21.俭，德之共也：侈，恶之大也。——《左传•庄公二十四年》
21. Frugality is the common virtue of all; extravagance is the greatest vice. — Leftover from Zhuang Gong’s 24th Year

22.俭入奢易，从奢入俭难。
22. It is easy to go from frugality to luxury, but difficult to go from luxury to frugality.

23.节俭是你一生中食之不完的美筵。——爱默生
23. Frugality is a feast that you can never finish eating in your life. — Emerson

24.不念居安思危，戒奢以俭；斯以伐根而求木茂，塞源而欲流长也。——魏徵
24. Do not forget to be cautious in times of peace, to practice frugality and avoid extravagance; this is like cutting off the roots and seeking prosperity, or blocking the source and expecting the river to flow. — Wei Zheng

25.节俭本身就是一宗财产。——英国
25. Frugality itself is a kind of wealth. — United Kingdom

26.节俭是你一生中食之不完的美筵。——爱默生
26. Frugality is a feast that you can never finish eating in your life. — Emerson

27.节俭是天然的财富，奢侈是人为的贫困。——希腊
27. Frugality is natural wealth, while extravagance is man-made poverty. — Greece

28.节俭是致富的秘诀。——英国
28. Frugality is the secret to becoming wealthy. — United Kingdom

29.节省下来多少，就是得到多少。——丹麦
29. Save as much as you can, and you will gain as much. — Denmark

30.节用于内，而树德于外。——先秦《左传昭公十九年》
30. Practice frugality at home and cultivate virtue outside. — Leftover from Zhuang Gong’s 19th Year

31.节约好比燕衔泥，浪费好比河决堤。—谚语
31. Saving is like a swallow carrying mud, while wasting is like a river breaking its banks. — Proverb

32.节约节约，积少成多，一滴两滴，汇成江河。——谚语
32. Save, save, accumulate little by little, and it will become a river. — Proverb

33.节约就是大收成。——谚语
33. Saving is a great harvest. — Proverb

34.节约莫怠慢，积少成千万。——范继亭
34. Never neglect saving, for a little can become millions. — Fan Jiting

35.节约时间胜过储存金银。—谚语
35. Saving time is better than storing gold and silver. — Proverb

36.节约与勤勉是人类两个名医。——卢梭
36. Saving and diligence are the two great doctors of mankind. — Rousseau

37.紧紧手，年年有。
37. Keep your hand tight, and you will have it year after year.

38.精打细算，油盐不断。
38. Be economical and never run out of oil and salt.

39.精打细算，有吃有穿；大吃大喝，当屋卖锅。
39. Be economical, and you will have food and clothing; indulge in feasting and you will have to sell your house.

40.静以修身，俭以养德。——诸葛亮
40. Cultivate your character through tranquility, and nurture your virtue through frugality. — Zhuge Liang

41.君子以俭德辟难，不可荣以禄。——先秦《易传否》
41. A gentleman adopts frugality to avoid difficulties, not seeking wealth through positions of power. —Pre-Qin “Yi Zhuan Pi”

42.君子忧道不忧贫。——孔丘《论语卫灵公》
42. A gentleman worries about the right path, not poverty. —Confucius “The Analects of Confucius, Wei Ling Gong”

43.浪费是支出，节约是收入。
43. Waste is an expenditure, while saving is income.

44.历览前贤国与家，成由勤俭破由奢。——李商隐
44. Reviewing the past sages and their nations, success comes from diligence and frugality, and failure from extravagance. —Li Shangyin

45.粮收万石，也要粗茶淡饭
45. Even with a harvest of ten thousand stones of grain, one should still live modestly with simple meals.

46.民生在勤，勤则不匮。
46. The livelihood of the people depends on diligence, which ensures no shortage.

47.囊中未空先节约。——（布依族）谚语
47. Save before your purse is empty. —Bai Yi proverb

48.披着破大氅的，往往是个好酒徒（西班牙）
48. Those who wear tattered cloaks are often heavy drinkers. (Spain)

49.钱币是圆的，所以容易滚走。——托里安诺
49. Coins are round, so they easily roll away. —Torriano

50.强本而节用，则天不能贫。——荀况
50. Strengthen the foundation and practice moderation, and even heaven cannot make you poor. —Xun Kuang

51.勤能补拙，省能补贫。
51. Diligence can make up for clumsiness, and frugality can make up for poverty.

52.囚其国家，去其无用之费，足以倍之。——先秦《墨子节用上》
52. By imprisoning its nation and eliminating unnecessary expenses, a country can double its wealth. —Pre-Qin “Mozi, Frugality and Use”

53.任何节约归根到底是时间的节约。——马克思
53. All savings ultimately come down to saving time. —Karl Marx

54.善于选择要点就意味着节约时间，而不得要领的瞎忙，却等于乱放空炮。——培根
54. Being good at choosing key points means saving time, while aimless busyness is like firing empty cannons. —Francis Bacon

55.奢侈的必然后果——风化的解体——反过来又引起了趣味的腐化。——卢梭
55. The inevitable consequence of luxury—moral decay—leads in turn to the corruption of taste. —Jean-Jacques Rousseau

56.奢侈的必然后果风化的解体反过来又引起趣味的腐化。——英国
56. The inevitable consequence of luxury, moral decay, leads in turn to the corruption of taste. —United Kingdom

57.奢侈好像酒，既使人兴奋，又使人衰弱。——卡尔
57. Luxury is like wine, both exciting and weakening people. —Karl

58.奢侈和淫靡只是一种社会腐化的现像，决不是原因。——鲁迅
58. Luxury and debauchery are merely manifestations of social corruption, not the cause. —Lu Xun

59.奢侈会破坏人们的心灵纯质，因为不幸的是，你获得愈多，就愈贪婪，而且确实总感到不能满足自己。——安格尔
59. Luxury can destroy the purity of people’s souls, because unfortunately, the more you acquire, the more greedy you become, and you never truly feel satisfied. —Ingres

60.奢侈乃德义之灭亡。
60. Luxury is the ruin of virtue and righteousness.

61.奢侈乃德义之灭亡。——瑞士
61. Luxury is the demise of virtue and righteousness. - Switzerland

62.奢侈是民族衰弱的起点。——古巴
62. Luxury is the starting point of national decline. - Cuba

63.奢侈只是从他人的劳动中获得安乐而已。——孟德斯鸠《论法的精神》
63. Luxury is merely obtaining pleasure from the labor of others. - Montesquieu, “The Spirit of the Laws”

64.奢侈总是跟随着淫乱，淫乱总是跟随着奢侈。——孟德斯鸠
64. Luxury always follows debauchery, and debauchery always follows luxury. - Montesquieu

65.奢俭之节，必视世之丰约。——先秦《三国志魏书己凯传》
65. The degree of extravagance and frugality depends on the abundance or scarcity of the world. - Pre-Qin “Records of the Three Kingdoms Wei Shu Ji Kai Zhuan”

66.奢则妄取苟取，志气卑辱;一从俭约，则于人无求，于己无愧，是可以养气也。——罗大经
66. When extravagant, one takes recklessly and carelessly, leading to a humiliated spirit; but when frugal, one has no demands on others and no regrets towards oneself, which can nurture one’s spirit. - Luo Dajing

67.奢者狼藉俭者安，一凶一吉在眼前。——白居易
67. The extravagant live in chaos, while the frugal live in peace; one is ominous, the other is auspicious, right before our eyes. - Bai Juyi

68.生产好比摇钱树，节约好比聚宝盆。——谚语
68. Production is like a money tree, and saving is like a treasure basin. - Proverb

69.时间不能“增产”，却可以节约。—谚语
69. Time cannot be “increased,” but it can be saved. - Proverb

70.舒适的享受一旦成为习惯，便使人几乎完全感觉不到乐趣，而变成了人的真正的需要。——卢梭
70. Once comfortable enjoyment becomes a habit, it makes people hardly feel pleasure at all, and turns into a real need for people. - Rousseau

71.谁爱风流高格调，共怜时世俭梳妆。
71. Who loves the elegant and high style, and pities the frugal times.

72.谁在平日节衣缩食，在穷困时就容易过难关；谁在富足时豪华奢侈，在穷困时就会死于饥寒。——萨迪《蔷薇园》
72. Whoever saves clothes and food in ordinary days can easily overcome difficulties in poverty; whoever lives a luxurious life in wealth will die of hunger and cold in poverty. - Saadi “The Rose Garden”

73.谁知盘中餐，粒粒皆辛苦。
73. Who knows every grain in the plate, each one comes from hard work.

74.思前顾后，吃穿常有。精打细算，油盐不断。
74. Think before and after, and there will always be food and clothing. Plan carefully, and there will always be oil and salt.

75.天下之事，常成于勤俭而败于奢靡。——陆游
75. Things in the world often succeed with diligence and frugality, and fail with extravagance and excess. - Lu You

76.细水长流，遇灾不愁。
76. A steady trickle of water can last a long time, and there is no need to worry when disaster strikes.

77.小处不省钱袋空（托？？莫尔）
77. Save small amounts, and your purse will be empty (Tolstoy??).

78.小富由俭，大富由天。
78. Small wealth comes from frugality, and great wealth comes from fate.

79.小钱不知省，大钱将滥花。——英国
79. If you don’t save small amounts of money, you will waste large sums. - British

80.辛苦得来的果实，不要一口气把它吃完。——维吾尔族
80. The fruits of hard work should not be consumed all at once. - Uyghur

81.兴家犹如针挑土，败家好似浪淘沙。勤俭永不穷，坐食山也空。
81. Building a family fortune is like picking up soil with a needle, while ruining it is like waves washing away sand. Diligence and frugality will never lead to poverty; even a mountain of food will be depleted if consumed idly.

82.眼下胡花乱铺张，往后日月空荡荡。
82. If you spend money recklessly and extravagantly now, your future days will be empty and desolate.

83.一切节约，归根到底都是时间的节约。——马克思
83. All savings, in the final analysis, are savings of time. —— Karl Marx

84.一勤二俭三节约，全家老少幸福多。——谚语
84. Diligence, frugality, and thriftiness bring happiness to the whole family, young and old. —— Proverb

85.一勺勺积累的东西，不要用桶倒出去。——哈萨克族
85. What has been accumulated spoon by spoon should not be poured out all at once. —— Kazakh

86.一粥一饭，当思来处不易；半丝半缕，恒念物务维艰。——朱柏庐《朱子家训》
86. For every bowl of porridge and rice, consider the difficulty of its origin; for every thread and strand, always remember the hardships of material affairs. —— Zhuge Liu, “Zhu’s Family Precepts”

87.一粥一饭汗珠换
87. Sweat is exchanged for every bowl of porridge and rice.

88.有荒节约度荒，天荒节约备荒。
88. Save during times of abundance to overcome times of famine; save in good times to prepare for bad times.

89.有钱时摆阔，没钱时挨饿。
89. When you have money, show off; when you have none, go hungry.

90.欲求温饱，勤俭为要。
90. To achieve warmth and sufficiency, diligence and frugality are essential.